Privacy Policy

Last Updated: February 2026 | Effective Date: February 2026

Privacy Policy

Welcome to Delhi Yojana (delhiyojana.com). This Privacy Policy describes how Delhi Yojana (“we,” “us,” or “our”), operated by Vikas Sharma (a sole proprietor based in Delhi, India), collects, uses, protects, and discloses information when you visit, browse, or interact with our website.

We are committed to protecting your privacy and personal information in compliance with applicable laws including:

  • Digital Personal Data Protection Act 2023 (DPDP Act) – India
  • Information Technology Act 2000 and IT Rules 2021 – India
  • General Data Protection Regulation (GDPR) – European Union
  • California Consumer Privacy Act (CCPA) – California, USA
  • Children’s Online Privacy Protection Act (COPPA) – International
Important Notice: By accessing or using delhiyojana.com, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy. If you do not agree with our practices, please discontinue use of our website immediately.

1. About Delhi Yojana

Delhi Yojana (delhiyojana.com) is an independent informational website operated by Vikas Sharma, an individual sole proprietor based in Delhi, India. Our website was launched in February 2026 with the mission to provide comprehensive, accurate, and accessible information about government schemes, welfare programs, sarkari naukri (government jobs), admissions, and other public services available to residents of Delhi and India.

Government Affiliation Disclaimer: Delhi Yojana is NOT a government website and NOT affiliated with any government department, ministry, or official authority. We are a private informational platform that collects publicly available government information and presents it in an organized, user-friendly manner.

Operator Details:

  • Name: Vikas Sharma
  • Business Type: Individual / Sole Proprietor
  • Address: Dwarka Sector 16B, Near Pipal Chowk, Delhi – 110078, India
  • Contact Email: sharmablogs1111@gmail.com
  • Grievance Email: Support@delhiyojana.com

2. Scope of This Privacy Policy

This Privacy Policy applies to all users who visit or interact with delhiyojana.com, including:

  • Visitors who browse our content
  • Users who post comments on articles
  • Users who interact with our interactive tools (eligibility checkers, calculators)
  • Users who submit information through contact forms
  • Users who join our WhatsApp or Telegram channels
  • Users who provide reviews or testimonials
  • Users who participate in our community forum (when launched)

This Privacy Policy does NOT apply to:

  • Third-party websites linked from our site
  • Official government portals we reference
  • Social media platforms (Facebook, Twitter, Instagram, YouTube)
  • Other websites operated by third parties

3. Information We Collect

We collect different types of information depending on how you interact with our website.

3.1 Information You Provide Voluntarily

When you choose to interact with our website, we may collect:

  • Name and contact details when you fill out contact forms
  • Email address when you contact us with queries, feedback, or complaints
  • Comments and content you post on our articles
  • Reviews and testimonials you submit
  • Profile information if you participate in community forums (when launched)
  • Information shared during business partnership inquiries
  • Information shared for advertising inquiries

3.2 Information Collected Automatically

When you browse our website, we automatically collect certain technical information, including:

  • IP address (anonymized for analytics)
  • Browser type, version, and language
  • Operating system and device information
  • Screen resolution and device type (mobile/tablet/desktop)
  • Pages visited, time spent, and navigation patterns
  • Referring website or search engine
  • Date and time of visit
  • Clickstream data within our website

3.3 Information from Interactive Tools

Our interactive tools (such as Scheme Eligibility Checker, Document Checklist Generator, EMI Calculator, Age Calculator, etc.) process information you input.

Important Privacy Feature: Data entered into these tools (age, income, gender, area, category, etc.) is processed entirely on your device (client-side calculations). This information is NOT transmitted to or stored on our servers. Once you close the tool or browser, this data is erased.

3.4 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience. Specific details about cookies are provided in Section 12 of this policy.

3.5 Information We Do NOT Collect

For transparency, we want to clearly state that we DO NOT collect:

  • Aadhaar numbers or any government identification numbers
  • PAN card details
  • Bank account information
  • Credit card or debit card numbers
  • Biometric data
  • Health records or medical information
  • Income tax details
  • Specific financial transaction history

If any external service or affiliate program collects such information after you click a link from our site, their privacy policies govern that collection – not ours.

4. How We Use Your Information

We use the information we collect for legitimate purposes, including:

4.1 To Provide and Improve Our Services

  • Delivering accurate scheme and government service information
  • Responding to your queries, feedback, and grievances
  • Improving website functionality, design, and user experience
  • Analyzing usage patterns to enhance content quality
  • Personalizing content recommendations based on browsing behavior
  • Maintaining and improving our interactive tools

4.2 For Communication

  • Responding to contact form submissions
  • Addressing complaints and grievances through our support channels
  • Providing customer support
  • Communicating important website updates or policy changes

4.3 For Analytics and Performance

  • Understanding traffic sources and user demographics
  • Measuring content performance and engagement
  • Identifying technical issues and bugs
  • Optimizing page loading speed and mobile experience

4.4 For Advertising and Monetization

We plan to integrate Google AdSense and similar advertising services in the future. When we do:

  • Show relevant advertisements to support free content
  • Display affiliate links to relevant financial and educational products
  • Earn commission from qualifying purchases (at no extra cost to you)

4.5 For Legal and Security Purposes

  • Preventing fraud, abuse, and security threats
  • Detecting and preventing unauthorized access
  • Complying with legal obligations under Indian and international laws
  • Protecting our rights, property, and safety
  • Enforcing our Terms and Conditions

5. Information Sharing and Disclosure

We respect your privacy and do NOT sell, rent, or trade your personal information to third parties for marketing purposes.

We may share information in the following limited circumstances:

5.1 Service Providers and Third-Party Platforms

We work with trusted third-party service providers who help us operate our website. These include:

  • Hosting Provider: Hostinger (servers located in India)
  • Analytics: Google Analytics, Google Search Console
  • CDN Services: Cloudflare or similar
  • Email Communication: Future email marketing platforms
  • Comment Systems: WordPress native or Disqus (when implemented)

These providers process information on our behalf and are contractually obligated to maintain confidentiality and security.

5.2 Legal Requirements

We may disclose your information if required by law or in response to:

  • Court orders or legal processes
  • Government requests under applicable Indian laws
  • Law enforcement investigations
  • Protection of our legal rights and property
  • Prevention of fraud or harm to users

5.3 Affiliate Networks and Advertising Partners

When you click on affiliate links or advertisements on our site, the respective third-party services may collect information according to their own privacy policies. We may receive commission information (without personal details) for tracking purposes.

5.4 Business Transfers

In the unlikely event that delhiyojana.com is sold, merged, or transferred to another entity, your information may be transferred as part of that transaction. We will notify users of any such changes and provide options regarding their data.

5.5 With Your Consent

In any other circumstance not listed above, we will share information only with your explicit consent.

6. Third-Party Services We Use

Our website integrates with several third-party services that may collect information independently. Their privacy practices are governed by their own policies.

6.1 Google Analytics

We use Google Analytics to understand how visitors use our website. Google Analytics collects anonymized data including:

  • Pages visited
  • Time spent on pages
  • Geographic location (city/region level only)
  • Device and browser information
  • Traffic sources

Data is retained for the Google Analytics default period of 26 months.

You can opt out of Google Analytics by installing the Google Analytics Opt-Out Browser Add-on: https://tools.google.com/dlpage/gaoptout

6.2 Google Search Console

We use Google Search Console to monitor our website’s search performance. This service provides aggregated, anonymized data about search queries and click-through rates.

6.3 Google AdSense (Future Implementation)

When we integrate Google AdSense in the future:

  • Google may serve personalized advertisements based on your browsing history
  • Google uses cookies to track ad performance
  • You can manage ad personalization at: https://www.google.com/settings/ads
  • You can opt out of personalized ads through Google’s controls

6.4 Affiliate Networks

We participate in the following affiliate programs (when monetization begins):

  • Amazon Associates Program (Amazon India)
  • BankBazaar Affiliate Program
  • Paisabazaar Affiliate Program
  • PolicyBazaar Affiliate Program
  • Indian Bank Affiliate Programs (HDFC, ICICI, SBI, Axis, etc.)
  • Education Platform Affiliates (UpGrad, Coursera, Udemy, Unacademy, BYJU’S, etc.)

When you click affiliate links, you may be tracked by the respective networks. Cookies and tracking pixels may be placed on your device.

Affiliate Disclosure: We may earn a commission from qualifying purchases made through these affiliate links, at no additional cost to you. We only promote products we believe are genuinely useful for our readers.

6.5 Social Media Plugins

Our website includes share buttons and follow buttons for:

  • Facebook
  • Twitter (X)
  • WhatsApp
  • Instagram
  • Telegram
  • LinkedIn
  • YouTube

When you interact with these plugins, the respective platforms may collect information according to their privacy policies. We recommend reviewing their policies before interaction.

6.6 WhatsApp and Telegram Channels

We operate WhatsApp and Telegram channels for sharing scheme updates. When you join these channels:

  • Meta (WhatsApp) and Telegram have their own privacy policies
  • Your phone number and contact details are visible to those platforms, not us
  • You can leave these channels anytime

6.7 YouTube Embedded Videos

We embed YouTube videos (our own or official government channels) in articles. YouTube may set cookies on your device. We use youtube-nocookie.com where possible to enhance privacy.

6.8 External Government Portal Links

Our website provides links to official government portals such as:

  • delhi.gov.in
  • edistrict.delhigovt.nic.in
  • india.gov.in
  • mygov.in
  • pmkisan.gov.in
  • pmaymis.gov.in
  • And other government domains

When you click these links, you leave our website. The respective government portals have their own privacy policies, and we are not responsible for their data practices.

6.9 Hosting Infrastructure

Our website is hosted on Hostinger servers located in India. Hostinger implements industry-standard security measures. Their privacy policy is available at hostinger.com/privacy-policy

7. User-Generated Content (Comments, Reviews, Testimonials)

We allow users to post comments on our articles and submit reviews or testimonials.

Important guidelines for user-generated content:

  • Comments are subject to moderation and may be approved, edited, or rejected at our discretion
  • Spam, abusive, defamatory, or illegal content will be removed
  • Personal attacks, hate speech, and harassment are strictly prohibited
  • We are not responsible for the accuracy of user-submitted content
  • By posting content, you grant us a non-exclusive license to display, modify, and remove the content as needed
  • You retain ownership of your original content
  • You can request deletion of your own content by contacting us

For commenting, we use WordPress native commenting (and may use Disqus in the future). When you comment:

  • Your name, email, and comment are collected
  • Your IP address is logged for spam prevention
  • Your email is not publicly displayed
  • You may optionally provide a website URL

8. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction.

Security measures include:

  • SSL/HTTPS encryption for all data transmission between your browser and our servers
  • Secure hosting infrastructure with Hostinger
  • Regular security updates and patches
  • Strong passwords and authentication systems
  • Limited access to personal information (only Vikas Sharma has admin access)
  • Regular backups
  • Firewall protection and DDoS mitigation through Cloudflare/Hostinger
  • Anti-malware scanning
Important Security Disclaimer: Despite our best efforts, no method of internet transmission or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security against all potential threats.

In the unfortunate event of a data breach, we will notify affected users and relevant authorities as required by applicable laws within 72 hours of becoming aware of the breach.

9. Children’s Privacy (COPPA Compliance)

Our website provides general information accessible to all age groups. However, certain features have age restrictions:

  • Comments, reviews, and forum participation: Users must be 13 years or older
  • Newsletter subscriptions (future): Users must be 18 years or older
  • Submitting personal information through contact forms: Users should be 18 years or older

We do NOT knowingly collect personal information from children under 13 years of age. If we discover that we have inadvertently collected such information, we will:

  • Delete the information immediately
  • Take steps to prevent recurrence
  • Notify the parent or guardian if contact information is available
For Parents and Guardians: If you believe your child under 13 has provided us with personal information without your consent, please contact us immediately at Support@delhiyojana.com. We will promptly investigate and delete the information.

10. Your Rights Under DPDP Act 2023 (India)

The Digital Personal Data Protection Act 2023 provides Indian residents with significant rights over their personal data. As our user, you have the following rights:

10.1 Right to Access

You can request a copy of the personal data we hold about you. We will provide this information within 30 days of receiving your request.

10.2 Right to Correction

You can request correction of inaccurate, incomplete, or outdated personal data. We will update the information promptly upon verification.

10.3 Right to Erasure (“Right to be Forgotten”)

You can request deletion of your personal data, subject to legal retention requirements. We will erase the data within 30 days unless required to retain it by law.

10.4 Right to Restrict Processing

You can request that we limit how we use your personal data in specific circumstances.

10.5 Right to Data Portability

You can request your personal data in a structured, commonly used, and machine-readable format.

10.6 Right to Withdraw Consent

You can withdraw your consent for data processing at any time. Note that this won’t affect the legality of processing done before the withdrawal.

10.7 Right to Grievance Redressal

You can file complaints regarding our data handling practices with our designated Grievance Officer (details in Section 19).

How to Exercise Your Rights: Send an email to Support@delhiyojana.com with:
  • Subject line: “DPDP Rights Request – [Type of Request]”
  • Your full name and contact details
  • Specific request details
  • Proof of identity (for verification)
We will respond to all valid requests within 30 days.

11. Rights for International Users (GDPR and CCPA)

11.1 European Union Users (GDPR Compliance)

If you are a resident of the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR):

  • Right to be informed about data collection
  • Right of access to personal data
  • Right to rectification of inaccurate data
  • Right to erasure (right to be forgotten)
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing
  • Rights related to automated decision-making

Legal Basis for Processing under GDPR:

We process your data based on:

  • Your consent (which you can withdraw)
  • Legitimate interests (improving our services)
  • Legal obligations
  • Performance of contract (when applicable)

International Data Transfers:

Our servers are located in India. By using our website, you consent to the transfer of your data to India, which may have different data protection standards than your home country. We ensure appropriate safeguards are in place.

To exercise GDPR rights, contact: Support@delhiyojana.com

11.2 California Users (CCPA Compliance)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information we collect
  • Right to know if personal information is sold or disclosed
  • Right to say no to the sale of personal information (Note: We don’t sell personal information)
  • Right to access your personal information
  • Right to deletion of personal information
  • Right to non-discrimination for exercising your rights

California Shine the Light Law:

You may request information about disclosure of personal information to third parties for direct marketing purposes once per year, free of charge.

To exercise CCPA rights, contact: Support@delhiyojana.com with subject “CCPA Request”

12. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience and analyze website performance.

12.1 What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences and provide a better experience.

12.2 Types of Cookies We Use

Essential Cookies:

  • Required for basic website functionality
  • Cannot be disabled
  • Examples: session management, security features

Analytical Cookies:

  • Help us understand visitor behavior
  • Google Analytics cookies (_ga, _gid, _gat)
  • Aggregated, anonymized data only

Functional Cookies:

  • Remember your preferences (language, etc.)
  • Enhance user experience

Advertising Cookies (Future):

  • Used when AdSense is integrated
  • May track your browsing for personalized ads
  • Can be managed through Google’s Ad Settings

12.3 Third-Party Cookies

When you interact with third-party content (YouTube videos, social media buttons, affiliate links), those services may set their own cookies. We do not control these cookies.

12.4 Managing Cookies

You can control cookies through your browser settings:

  • Chrome: Settings → Privacy and Security → Cookies
  • Firefox: Options → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Cookies and Website Data
  • Edge: Settings → Privacy, Search, and Services → Cookies

Note: Disabling certain cookies may affect website functionality.

12.5 Cookie Consent

We display a basic cookie notification banner on first visit. By continuing to use our website, you consent to our cookie usage.

13. Data Retention

We retain personal information only as long as necessary for the purposes outlined in this Privacy Policy or as required by applicable laws.

Specific retention periods:

  • Newsletter subscription data: Retained until you unsubscribe (future feature)
  • Contact form submissions: Retained for up to 2 years for record-keeping
  • Grievance/complaint records: Retained for 3 years for legal compliance
  • Comments and user-generated content: Retained as long as content is active on the site
  • Analytics data: Google Analytics default retention period of 26 months
  • Cookies: Vary based on type (session cookies expire when browser closes; persistent cookies last from days to 2 years)
  • Server logs: Retained for 90 days

After the retention period expires, data is securely deleted or anonymized.

14. Affiliate Disclosure

Delhi Yojana participates in various affiliate marketing programs. This means we may earn commissions when readers click on affiliate links and make qualifying purchases.

Our affiliate partners include:

  • Amazon Associates (Amazon India)
  • BankBazaar
  • Paisabazaar
  • PolicyBazaar
  • Indian banks (HDFC, ICICI, SBI, Axis Bank, etc.)
  • Education platforms (UpGrad, Coursera, Udemy, Unacademy, BYJU’S)
  • Various loan and insurance affiliate networks
Important Affiliate Disclosures:
  • We only promote products and services we genuinely believe are beneficial for our readers
  • Affiliate commissions never affect our editorial content or scheme information accuracy
  • You are not charged extra when using our affiliate links
  • Affiliate income helps us maintain free access to scheme information
  • Specific affiliate links may not be marked individually on every article; this disclosure covers all affiliate relationships

15. Government Disclaimer

Delhi Yojana (delhiyojana.com) is an independent, privately-operated informational website. We provide the following important disclaimers:

15.1 No Government Affiliation

  • We are NOT affiliated with, endorsed by, or connected to any government department, ministry, or official body
  • We are NOT the official source for any scheme or government program
  • Our website does not represent any government entity

15.2 Information Source

  • All scheme information is collected from publicly available government sources, official websites, press releases, and notifications
  • We do our best to present accurate and updated information
  • However, we cannot guarantee 100% accuracy or completeness

15.3 Always Verify from Official Sources

For final decisions, applications, or any official action, always:

  • Visit official government websites
  • Contact relevant government departments directly
  • Consult with authorized government representatives
  • Visit nearest government office for clarification

15.4 Use of Official Logos and Images

When we use official government logos, images, or scheme branding in articles, it is purely for informational and identification purposes. We claim no ownership of such intellectual property.

16. Financial Information Disclaimer

Our website provides information about financial schemes, loans, insurance products, and related services. Please note:

  • We are NOT a registered financial advisor, banker, or insurance agent
  • Information provided is for general educational purposes only
  • It should NOT be considered professional financial, tax, or legal advice
  • Always consult qualified financial advisors before making financial decisions
  • Loan amounts, interest rates, eligibility criteria, and terms are subject to change by respective financial institutions
  • We are not responsible for any financial losses incurred based on information from our website
  • Affiliate-linked financial products have their own terms, conditions, and risks

17. Information Accuracy Disclaimer

While we make every effort to ensure information accuracy:

  • Government schemes, policies, eligibility criteria, and procedures change frequently
  • Official notifications may be issued after our content is published
  • Translation between Hindi and English may have minor variations
  • Application processes may vary based on location and specific circumstances
  • Documents required may differ for individual cases
  • Processing times mentioned are approximations
STRONG RECOMMENDATION: WE STRONGLY RECOMMEND VERIFYING ALL INFORMATION FROM OFFICIAL GOVERNMENT SOURCES BEFORE TAKING ANY ACTION OR MAKING DECISIONS.

We are not liable for:

  • Outdated information that hasn’t been updated yet
  • Errors in third-party data we rely upon
  • User actions taken based on our content
  • Application rejections or delays
  • Missed deadlines or opportunities

18. Limitation of Liability

To the maximum extent permitted by applicable law:

Delhi Yojana, its operator Vikas Sharma, employees, contributors, affiliates, and partners SHALL NOT be liable for:

  • Any direct, indirect, incidental, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Errors, omissions, or inaccuracies in content
  • Service interruptions, technical failures, or website downtime
  • Third-party actions, services, or products
  • User reliance on website information
  • Decisions made based on our content
  • Unauthorized access to your data despite our security measures
  • Issues arising from external links to other websites
  • Any indirect consequences of using our website

Our total liability, if any, shall be limited to the maximum extent permitted by Indian law.

This limitation applies regardless of:

  • The cause of action (contract, tort, negligence, etc.)
  • Whether we were advised of the possibility of damages
  • The success of any limited remedy

19. Grievance Officer

In compliance with Information Technology Rules 2021 and Digital Personal Data Protection Act 2023, we have designated a Grievance Officer to address concerns related to data protection, content issues, and policy violations.

Grievance Officer Details:

Name: Vikas Sharma
Email: Support@delhiyojana.com
Address: Dwarka Sector 16B, Near Pipal Chowk, Delhi – 110078, India
Response Time: We will acknowledge complaints within 24-48 hours and provide resolution within 30 days

Types of Grievances Addressed:

  • Privacy violations or data misuse concerns
  • Requests for data access, correction, or deletion
  • Content-related complaints
  • Copyright or intellectual property issues
  • Inappropriate user-generated content
  • Affiliate link concerns
  • General policy violations

How to File a Grievance:

Send a detailed email to Support@delhiyojana.com with:

  • Subject line clearly indicating “Grievance”
  • Your full name and contact details
  • Detailed description of the issue
  • Relevant evidence or screenshots
  • Your desired resolution

20. Changes to This Privacy Policy

We reserve the right to update, modify, or revise this Privacy Policy at any time to reflect:

  • Changes in our practices or services
  • New legal or regulatory requirements
  • Technology and security improvements
  • User feedback and suggestions

Notification of Changes:

  • Significant changes will be notified through:
    • A prominent notice on our homepage
    • Updated “Last Updated” date at the top of this policy
    • Email notifications to newsletter subscribers (when applicable)
    • WhatsApp and Telegram channel announcements
  • Minor changes may be made without specific notification

Your Responsibility:

  • Review this Privacy Policy periodically
  • Continued use of our website after changes constitutes acceptance
  • If you disagree with changes, discontinue use of the website

21. Contact Information

Get in Touch with Us

Primary Contact:
Email: sharmablogs1111@gmail.com
Website: https://delhiyojana.com

For Grievances and Data Protection:
Email: Support@delhiyojana.com

Mailing Address:
Vikas Sharma
Delhi Yojana
Dwarka Sector 16B
Near Pipal Chowk
Delhi – 110078, India

Response Time:

  • General queries: Within 48 hours during business days
  • Privacy-related requests: Within 30 days
  • Grievances: Acknowledged within 24-48 hours

22. Governing Law and Jurisdiction

This Privacy Policy is governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

Any disputes arising out of or in connection with this Privacy Policy or use of our website shall be subject to the exclusive jurisdiction of courts located in Delhi, India.

Users from other countries acknowledge that:

  • They are submitting to the jurisdiction of Indian courts
  • Indian laws apply to disputes
  • Local laws may also provide additional rights

23. Severability

If any provision of this Privacy Policy is found to be unenforceable or invalid by a court of competent jurisdiction:

  • That specific provision shall be limited or eliminated to the minimum extent necessary
  • The remaining provisions shall remain in full force and effect
  • The policy as a whole continues to be valid and enforceable

24. Acknowledgment and Acceptance

By using delhiyojana.com, you acknowledge that:

  • You have read this entire Privacy Policy
  • You understand the practices described herein
  • You agree to be bound by the terms of this Privacy Policy
  • You consent to the collection, use, and disclosure of information as described
  • You are at least 13 years of age (or 18 for certain features)
  • You will use our website in accordance with all applicable laws
Final Notice: If you do not agree with any part of this Privacy Policy, please discontinue use of our website immediately.

Last Updated: February 2026 | Effective Date: February 2026
© 2026 Delhi Yojana | All Rights Reserved
Operated by Vikas Sharma | Delhi, India

अंतिम अपडेट: फरवरी 2026 | प्रभावी तिथि: फरवरी 2026

गोपनीयता नीति

दिल्ली योजना (delhiyojana.com) में आपका स्वागत है। यह गोपनीयता नीति बताती है कि दिल्ली योजना (“हम,” “हमें,” या “हमारा”), जिसका संचालन विकास शर्मा (दिल्ली, भारत में स्थित एक sole proprietor) द्वारा किया जाता है, हमारी website पर visit, browse, या interact करते समय आपकी information को कैसे collect, use, protect, और disclose करता है।

हम applicable laws के अनुपालन में आपकी गोपनीयता और व्यक्तिगत जानकारी की रक्षा के लिए प्रतिबद्ध हैं, जिनमें शामिल हैं:

  • Digital Personal Data Protection Act 2023 (DPDP Act) – भारत
  • Information Technology Act 2000 और IT Rules 2021 – भारत
  • General Data Protection Regulation (GDPR) – यूरोपीय संघ
  • California Consumer Privacy Act (CCPA) – कैलिफोर्निया, USA
  • Children’s Online Privacy Protection Act (COPPA) – अंतर्राष्ट्रीय
महत्वपूर्ण सूचना: delhiyojana.com को access या use करके, आप acknowledge करते हैं कि आपने इस Privacy Policy को पढ़ा है, समझा है, और इससे bound होने के लिए सहमत हैं। यदि आप हमारी practices से सहमत नहीं हैं, तो कृपया हमारी website का उपयोग तुरंत बंद कर दें।

1. दिल्ली योजना के बारे में

दिल्ली योजना (delhiyojana.com) एक independent informational website है जिसका संचालन विकास शर्मा द्वारा किया जाता है – एक individual sole proprietor जो दिल्ली, भारत में स्थित हैं। हमारी website फरवरी 2026 में launch की गई थी, जिसका mission है दिल्ली और भारत के निवासियों के लिए उपलब्ध government schemes, welfare programs, sarkari naukri, admissions, और अन्य public services के बारे में comprehensive, accurate, और accessible जानकारी प्रदान करना।

सरकारी संबद्धता अस्वीकरण: दिल्ली योजना एक government website नहीं है और किसी भी government department, ministry, या official authority से affiliated नहीं है। हम एक private informational platform हैं जो publicly available government information को collect करते हैं और organized, user-friendly तरीके से present करते हैं।

Operator विवरण:

  • नाम: विकास शर्मा
  • Business Type: Individual / Sole Proprietor
  • पता: Dwarka Sector 16B, Near Pipal Chowk, Delhi – 110078, India
  • Contact Email: sharmablogs1111@gmail.com
  • Grievance Email: Support@delhiyojana.com

2. इस Privacy Policy की Scope

यह Privacy Policy उन सभी users पर लागू होती है जो delhiyojana.com पर visit या interact करते हैं, जिनमें शामिल हैं:

  • हमारी content को browse करने वाले visitors
  • Articles पर comments post करने वाले users
  • हमारे interactive tools (eligibility checkers, calculators) के साथ interact करने वाले users
  • Contact forms के माध्यम से information submit करने वाले users
  • हमारे WhatsApp या Telegram channels join करने वाले users
  • Reviews या testimonials प्रदान करने वाले users
  • हमारे community forum में participate करने वाले users (जब launch हो)

यह Privacy Policy लागू नहीं होती है:

  • हमारी site से linked third-party websites पर
  • हमारे द्वारा reference किए गए official government portals पर
  • Social media platforms पर (Facebook, Twitter, Instagram, YouTube)
  • Third parties द्वारा operated अन्य websites पर

3. हम कौन सी जानकारी एकत्र करते हैं

हमारी website के साथ आपके interaction के आधार पर हम विभिन्न प्रकार की information collect करते हैं।

3.1 जानकारी जो आप स्वेच्छा से प्रदान करते हैं

जब आप हमारी website के साथ interact करते हैं, तो हम collect कर सकते हैं:

  • Contact forms भरते समय नाम और संपर्क विवरण
  • Queries, feedback, या complaints के साथ contact करते समय email address
  • हमारे articles पर post किए गए comments और content
  • आपके द्वारा submitted reviews और testimonials
  • Community forum में participate करते समय profile information (जब launch हो)
  • Business partnership inquiries के दौरान shared information
  • Advertising inquiries के लिए shared information

3.2 स्वचालित रूप से एकत्र की जाने वाली जानकारी

जब आप हमारी website browse करते हैं, हम automatically कुछ technical information collect करते हैं:

  • IP address (analytics के लिए anonymized)
  • Browser type, version, और language
  • Operating system और device information
  • Screen resolution और device type (mobile/tablet/desktop)
  • Pages visited, समय व्यतीत, और navigation patterns
  • Referring website या search engine
  • Visit की तारीख और समय
  • हमारी website के भीतर clickstream data

3.3 Interactive Tools से जानकारी

हमारे interactive tools (जैसे Scheme Eligibility Checker, Document Checklist Generator, EMI Calculator, Age Calculator, आदि) उस information को process करते हैं जो आप input करते हैं।

महत्वपूर्ण Privacy Feature: इन tools में entered data (age, income, gender, area, category, आदि) पूरी तरह से आपके device पर process होता है (client-side calculations)। यह information हमारे servers पर NOT transmitted या stored होती है। एक बार जब आप tool या browser बंद कर देते हैं, यह data erased हो जाता है।

3.4 Cookies और Tracking Technologies

हम आपके browsing experience को enhance करने के लिए cookies और similar tracking technologies का उपयोग करते हैं। Cookies के बारे में विशिष्ट details Section 12 में दिए गए हैं।

3.5 जानकारी जो हम NOT एकत्र करते

Transparency के लिए, हम स्पष्ट रूप से कहना चाहते हैं कि हम NOT collect करते:

  • Aadhaar numbers या कोई भी government identification numbers
  • PAN card details
  • Bank account information
  • Credit card या debit card numbers
  • Biometric data
  • Health records या medical information
  • Income tax details
  • विशिष्ट financial transaction history

यदि कोई external service या affiliate program हमारी site से link click करने के बाद ऐसी information collect करती है, तो उनकी privacy policies उस collection को govern करती हैं – हमारी नहीं।

4. हम आपकी जानकारी का उपयोग कैसे करते हैं

हम collected information का उपयोग legitimate purposes के लिए करते हैं:

4.1 हमारी Services प्रदान करने और सुधारने के लिए

  • सटीक scheme और government service information प्रदान करना
  • आपके queries, feedback, और grievances का जवाब देना
  • Website functionality, design, और user experience में सुधार करना
  • Content quality को बेहतर बनाने के लिए usage patterns का विश्लेषण करना
  • Browsing behavior के आधार पर content recommendations को personalize करना
  • हमारे interactive tools को maintain और improve करना

4.2 Communication के लिए

  • Contact form submissions का जवाब देना
  • हमारे support channels के माध्यम से complaints और grievances को address करना
  • Customer support प्रदान करना
  • Important website updates या policy changes communicate करना

4.3 Analytics और Performance के लिए

  • Traffic sources और user demographics को समझना
  • Content performance और engagement measure करना
  • Technical issues और bugs को identify करना
  • Page loading speed और mobile experience को optimize करना

4.4 Advertising और Monetization के लिए

हम future में Google AdSense और similar advertising services को integrate करने की योजना बना रहे हैं। जब हम करेंगे:

  • Free content support करने के लिए relevant विज्ञापन दिखाएंगे
  • Relevant financial और educational products के लिए affiliate links display करेंगे
  • Qualifying purchases से commission earn करेंगे (आपको कोई extra cost नहीं)

4.5 Legal और Security Purposes के लिए

  • Fraud, abuse, और security threats को रोकना
  • Unauthorized access को detect और prevent करना
  • Indian और international laws के तहत legal obligations का पालन करना
  • हमारे rights, property, और safety की रक्षा करना
  • हमारी Terms and Conditions को enforce करना

5. जानकारी का साझाकरण और प्रकटीकरण

हम आपकी गोपनीयता का सम्मान करते हैं और marketing purposes के लिए third parties को आपकी व्यक्तिगत जानकारी न तो बेचते हैं, न rent पर देते हैं, न ही trade करते हैं।

हम निम्नलिखित limited circumstances में जानकारी share कर सकते हैं:

5.1 Service Providers और Third-Party Platforms

हम trusted third-party service providers के साथ काम करते हैं जो हमारी website को operate करने में help करते हैं। इनमें शामिल हैं:

  • Hosting Provider: Hostinger (servers भारत में located)
  • Analytics: Google Analytics, Google Search Console
  • CDN Services: Cloudflare या similar
  • Email Communication: Future email marketing platforms
  • Comment Systems: WordPress native या Disqus (जब implemented हो)

ये providers हमारी ओर से information process करते हैं और confidentiality एवं security बनाए रखने के लिए contractually obligated हैं।

5.2 Legal Requirements

हम आपकी information disclose कर सकते हैं यदि law द्वारा required हो या इन conditions में:

  • Court orders या legal processes
  • Applicable Indian laws के तहत government requests
  • Law enforcement investigations
  • हमारे legal rights और property की रक्षा
  • Fraud या users को harm से बचाना

5.3 Affiliate Networks और Advertising Partners

जब आप हमारी site पर affiliate links या advertisements पर click करते हैं, respective third-party services अपनी privacy policies के अनुसार information collect कर सकती हैं। हम tracking purposes के लिए commission information (बिना personal details के) प्राप्त कर सकते हैं।

5.4 Business Transfers

Unlikely event में कि delhiyojana.com sold, merged, या किसी और entity को transferred हो जाए, आपकी information उस transaction के part के रूप में transferred हो सकती है। हम users को ऐसे changes के बारे में notify करेंगे और उनके data के संबंध में options provide करेंगे।

5.5 आपकी Consent के साथ

ऊपर listed किसी अन्य circumstance में नहीं, हम केवल आपकी explicit consent के साथ information share करेंगे।

6. Third-Party Services जो हम Use करते हैं

हमारी website कई third-party services के साथ integrate करती है जो independently information collect कर सकती हैं। उनकी privacy practices उनकी अपनी policies द्वारा governed हैं।

6.1 Google Analytics

हम Google Analytics का उपयोग यह समझने के लिए करते हैं कि visitors हमारी website का उपयोग कैसे करते हैं। Google Analytics anonymized data collect करता है जिसमें शामिल है:

  • Pages visited
  • Pages पर समय व्यतीत
  • Geographic location (केवल शहर/क्षेत्र स्तर)
  • Device और browser information
  • Traffic sources

Data Google Analytics के default period of 26 महीनों के लिए retained है।

आप Google Analytics Opt-Out Browser Add-on install करके Google Analytics से opt-out कर सकते हैं: https://tools.google.com/dlpage/gaoptout

6.2 Google Search Console

हम अपनी website के search performance को monitor करने के लिए Google Search Console का उपयोग करते हैं। यह service search queries और click-through rates के बारे में aggregated, anonymized data provide करती है।

6.3 Google AdSense (Future Implementation)

जब हम future में Google AdSense integrate करेंगे:

  • Google आपकी browsing history के आधार पर personalized विज्ञापन serve कर सकता है
  • Google ad performance track करने के लिए cookies का उपयोग करता है
  • आप यहां ad personalization manage कर सकते हैं: https://www.google.com/settings/ads
  • आप Google के controls के माध्यम से personalized ads से opt-out कर सकते हैं

6.4 Affiliate Networks

हम निम्नलिखित affiliate programs में participate करते हैं (जब monetization शुरू हो):

  • Amazon Associates Program (Amazon India)
  • BankBazaar Affiliate Program
  • Paisabazaar Affiliate Program
  • PolicyBazaar Affiliate Program
  • Indian Bank Affiliate Programs (HDFC, ICICI, SBI, Axis, आदि)
  • Education Platform Affiliates (UpGrad, Coursera, Udemy, Unacademy, BYJU’S, आदि)

जब आप affiliate links पर click करते हैं, respective networks द्वारा आप tracked हो सकते हैं। आपके device पर cookies और tracking pixels placed हो सकती हैं।

Affiliate Disclosure: हम इन affiliate links के माध्यम से किए गए qualifying purchases से commission earn कर सकते हैं, आपको कोई additional cost नहीं। हम केवल वही products promote करते हैं जो हमारे readers के लिए genuinely useful हैं।

6.5 Social Media Plugins

हमारी website में share buttons और follow buttons शामिल हैं:

  • Facebook
  • Twitter (X)
  • WhatsApp
  • Instagram
  • Telegram
  • LinkedIn
  • YouTube

जब आप इन plugins के साथ interact करते हैं, respective platforms अपनी privacy policies के अनुसार information collect कर सकते हैं। हम interaction से पहले उनकी policies review करने की recommend करते हैं।

6.6 WhatsApp और Telegram Channels

हम scheme updates share करने के लिए WhatsApp और Telegram channels operate करते हैं। जब आप इन channels को join करते हैं:

  • Meta (WhatsApp) और Telegram की अपनी privacy policies हैं
  • आपका phone number और contact details उन platforms को visible हैं, हमें नहीं
  • आप कभी भी इन channels को छोड़ सकते हैं

6.7 YouTube Embedded Videos

हम articles में YouTube videos embed करते हैं (हमारे या official government channels)। YouTube आपके device पर cookies set कर सकता है। हम जहां possible हो youtube-nocookie.com का उपयोग करते हैं ताकि privacy enhance हो।

6.8 External Government Portal Links

हमारी website official government portals के links provide करती है जैसे:

  • delhi.gov.in
  • edistrict.delhigovt.nic.in
  • india.gov.in
  • mygov.in
  • pmkisan.gov.in
  • pmaymis.gov.in
  • और अन्य government domains

जब आप इन links पर click करते हैं, आप हमारी website छोड़ देते हैं। Respective government portals की अपनी privacy policies हैं, और हम उनकी data practices के लिए responsible नहीं हैं।

6.9 Hosting Infrastructure

हमारी website Hostinger के servers पर hosted है जो भारत में located हैं। Hostinger industry-standard security measures implement करता है। उनकी privacy policy hostinger.com/privacy-policy पर उपलब्ध है।

7. User-Generated Content (Comments, Reviews, Testimonials)

हम users को हमारे articles पर comments post करने और reviews या testimonials submit करने की allow करते हैं।

User-generated content के लिए महत्वपूर्ण guidelines:

  • Comments moderation के अधीन हैं और हमारे discretion पर approved, edited, या rejected किए जा सकते हैं
  • Spam, abusive, defamatory, या illegal content हटाया जाएगा
  • Personal attacks, hate speech, और harassment strictly prohibited हैं
  • हम user-submitted content की accuracy के लिए responsible नहीं हैं
  • Content post करके, आप हमें content को display, modify, और remove करने के लिए non-exclusive license देते हैं
  • आप अपनी original content का ownership बनाए रखते हैं
  • आप हमसे contact करके अपनी content के deletion की request कर सकते हैं

Commenting के लिए, हम WordPress native commenting का उपयोग करते हैं (और future में Disqus का उपयोग कर सकते हैं)। जब आप comment करते हैं:

  • आपका नाम, email, और comment collected होते हैं
  • आपका IP address spam prevention के लिए logged है
  • आपका email publicly displayed नहीं है
  • आप optionally एक website URL provide कर सकते हैं

8. Data Security

हम आपकी information को unauthorized access, alteration, disclosure, या destruction से बचाने के लिए reasonable security measures implement करते हैं।

Security measures में शामिल हैं:

  • आपके browser और हमारे servers के बीच सभी data transmission के लिए SSL/HTTPS encryption
  • Hostinger के साथ secure hosting infrastructure
  • Regular security updates और patches
  • Strong passwords और authentication systems
  • Personal information तक limited access (केवल विकास शर्मा के पास admin access है)
  • Regular backups
  • Cloudflare/Hostinger के माध्यम से firewall protection और DDoS mitigation
  • Anti-malware scanning
महत्वपूर्ण Security Disclaimer: हमारे best efforts के बावजूद, internet transmission या electronic storage का कोई भी method 100% secure नहीं है। जबकि हम आपकी information की रक्षा करने का प्रयास करते हैं, हम सभी potential threats के खिलाफ absolute security की guarantee नहीं दे सकते।

Data breach के unfortunate event में, हम affected users और relevant authorities को applicable laws के अनुसार breach के बारे में जानने के 72 घंटों के भीतर notify करेंगे।

9. Children’s Privacy (COPPA Compliance)

हमारी website सभी age groups के लिए accessible general information provide करती है। हालांकि, कुछ features में age restrictions हैं:

  • Comments, reviews, और forum participation: Users 13 वर्ष या अधिक होने चाहिए
  • Newsletter subscriptions (future): Users 18 वर्ष या अधिक होने चाहिए
  • Contact forms के माध्यम से personal information submit करना: Users 18 वर्ष या अधिक होने चाहिए

हम 13 वर्ष से कम उम्र के बच्चों से knowingly personal information collect नहीं करते। यदि हमें पता चलता है कि हमने inadvertently ऐसी information collect की है, तो हम:

  • Information को तुरंत delete करेंगे
  • Recurrence को prevent करने के लिए steps लेंगे
  • Parent या guardian को notify करेंगे यदि contact information available हो
Parents और Guardians के लिए: यदि आपको लगता है कि 13 वर्ष से कम उम्र के आपके बच्चे ने आपकी consent के बिना हमें personal information provide की है, तो कृपया तुरंत हमसे Support@delhiyojana.com पर contact करें। हम promptly investigate करेंगे और information delete करेंगे।

10. DPDP Act 2023 (India) के तहत आपके अधिकार

Digital Personal Data Protection Act 2023 Indian residents को उनके personal data पर significant rights provide करता है। हमारे user के रूप में, आपके पास निम्नलिखित अधिकार हैं:

10.1 Access का अधिकार

आप अपने बारे में हमारे पास stored personal data की copy की request कर सकते हैं। हम आपकी request प्राप्त करने के 30 दिनों के भीतर यह information provide करेंगे।

10.2 Correction का अधिकार

आप inaccurate, incomplete, या outdated personal data के correction की request कर सकते हैं। हम verification पर information को promptly update करेंगे।

10.3 Erasure का अधिकार (“Right to be Forgotten”)

आप legal retention requirements के अधीन अपने personal data के deletion की request कर सकते हैं। यदि law द्वारा retain करना required नहीं हो, हम 30 दिनों के भीतर data erase करेंगे।

10.4 Processing को Restrict करने का अधिकार

आप specific circumstances में हमारे personal data के उपयोग को limit करने की request कर सकते हैं।

10.5 Data Portability का अधिकार

आप अपने personal data को structured, commonly used, और machine-readable format में request कर सकते हैं।

10.6 Consent वापस लेने का अधिकार

आप किसी भी समय data processing के लिए अपनी consent वापस ले सकते हैं। Note करें कि यह withdrawal से पहले की गई processing की legality को affect नहीं करेगा।

10.7 Grievance Redressal का अधिकार

आप हमारे designated Grievance Officer (Section 19 में details) के साथ हमारी data handling practices के बारे में complaints file कर सकते हैं।

अपने अधिकारों का Exercise कैसे करें: Support@delhiyojana.com पर email भेजें:
  • Subject line: “DPDP Rights Request – [Request का प्रकार]”
  • आपका पूरा नाम और contact details
  • Specific request details
  • Identity का proof (verification के लिए)
हम सभी valid requests का जवाब 30 दिनों के भीतर देंगे।

11. International Users के अधिकार (GDPR और CCPA)

11.1 European Union Users (GDPR Compliance)

यदि आप European Economic Area (EEA) के resident हैं, तो आपके पास General Data Protection Regulation (GDPR) के तहत additional rights हैं:

  • Data collection के बारे में informed होने का अधिकार
  • Personal data के access का अधिकार
  • Inaccurate data के rectification का अधिकार
  • Erasure का अधिकार (right to be forgotten)
  • Processing को restrict करने का अधिकार
  • Data portability का अधिकार
  • Processing पर object करने का अधिकार
  • Automated decision-making से संबंधित अधिकार

GDPR के तहत Processing का Legal Basis:

हम आपके data को इन आधार पर process करते हैं:

  • आपकी consent (जिसे आप withdraw कर सकते हैं)
  • Legitimate interests (हमारी services improve करना)
  • Legal obligations
  • Contract की Performance (जब applicable हो)

International Data Transfers:

हमारे servers भारत में located हैं। हमारी website का उपयोग करके, आप अपने data के भारत में transfer के लिए consent देते हैं, जिसकी आपके home country की तुलना में different data protection standards हो सकती हैं। हम सुनिश्चित करते हैं कि appropriate safeguards in place हों।

GDPR rights exercise करने के लिए, contact करें: Support@delhiyojana.com

11.2 California Users (CCPA Compliance)

यदि आप California resident हैं, तो आपके पास California Consumer Privacy Act (CCPA) के तहत specific rights हैं:

  • हम कौन सी personal information collect करते हैं, यह जानने का अधिकार
  • यदि personal information sold या disclosed की जाती है, यह जानने का अधिकार
  • Personal information के sale को मना करने का अधिकार (Note: हम personal information नहीं बेचते)
  • आपकी personal information को access करने का अधिकार
  • Personal information के deletion का अधिकार
  • अधिकारों का exercise करने के लिए non-discrimination का अधिकार

California Shine the Light Law:

आप साल में एक बार free of charge direct marketing purposes के लिए third parties को personal information के disclosure के बारे में information की request कर सकते हैं।

CCPA rights exercise करने के लिए, contact करें: Support@delhiyojana.com subject “CCPA Request” के साथ

12. Cookies और Tracking Technologies

हम आपके browsing experience को enhance करने और website performance को analyze करने के लिए cookies और similar technologies का उपयोग करते हैं।

12.1 Cookies क्या हैं?

Cookies छोटे text files हैं जो आपके device पर store होती हैं जब आप किसी website पर visit करते हैं। वे websites को आपकी preferences याद रखने और better experience provide करने में help करते हैं।

12.2 हम जिन Cookies का उपयोग करते हैं

Essential Cookies:

  • Basic website functionality के लिए required
  • Disable नहीं किए जा सकते
  • Examples: session management, security features

Analytical Cookies:

  • Visitor behavior समझने में help करती हैं
  • Google Analytics cookies (_ga, _gid, _gat)
  • केवल Aggregated, anonymized data

Functional Cookies:

  • आपकी preferences याद रखती हैं (language, आदि)
  • User experience को enhance करती हैं

Advertising Cookies (Future):

  • AdSense integrate होने पर use होंगी
  • Personalized ads के लिए आपकी browsing track कर सकती हैं
  • Google के Ad Settings के माध्यम से managed किए जा सकते हैं

12.3 Third-Party Cookies

जब आप third-party content (YouTube videos, social media buttons, affiliate links) के साथ interact करते हैं, वे services अपनी cookies set कर सकती हैं। हम इन cookies को control नहीं करते।

12.4 Cookies को Manage करना

आप अपनी browser settings के माध्यम से cookies को control कर सकते हैं:

  • Chrome: Settings → Privacy and Security → Cookies
  • Firefox: Options → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Cookies and Website Data
  • Edge: Settings → Privacy, Search, and Services → Cookies

Note: कुछ cookies disable करने से website functionality affect हो सकती है।

12.5 Cookie Consent

हम first visit पर basic cookie notification banner display करते हैं। हमारी website का continued use करके, आप हमारे cookie usage के लिए consent देते हैं।

13. Data Retention

हम personal information को केवल उतने समय के लिए retain करते हैं जितना इस Privacy Policy में outlined purposes के लिए या applicable laws द्वारा required हो।

Specific retention periods:

  • Newsletter subscription data: जब तक आप unsubscribe नहीं करते (future feature)
  • Contact form submissions: Record-keeping के लिए 2 साल तक retained
  • Grievance/complaint records: Legal compliance के लिए 3 साल तक retained
  • Comments और user-generated content: जब तक content site पर active है तब तक retained
  • Analytics data: Google Analytics default retention period of 26 महीने
  • Cookies: Type के आधार पर भिन्न (session cookies browser close होने पर expire; persistent cookies दिनों से 2 साल तक)
  • Server logs: 90 दिनों के लिए retained

Retention period expire होने के बाद, data securely deleted या anonymized किया जाता है।

14. Affiliate Disclosure

दिल्ली योजना various affiliate marketing programs में participate करती है। इसका मतलब है हम commissions earn कर सकते हैं जब readers affiliate links पर click करते हैं और qualifying purchases करते हैं।

हमारे affiliate partners शामिल हैं:

  • Amazon Associates (Amazon India)
  • BankBazaar
  • Paisabazaar
  • PolicyBazaar
  • Indian banks (HDFC, ICICI, SBI, Axis Bank, आदि)
  • Education platforms (UpGrad, Coursera, Udemy, Unacademy, BYJU’S)
  • Various loan और insurance affiliate networks
महत्वपूर्ण Affiliate Disclosures:
  • हम केवल वही products और services promote करते हैं जो हमारे readers के लिए genuinely beneficial हैं
  • Affiliate commissions कभी हमारी editorial content या scheme information accuracy को affect नहीं करते
  • हमारे affiliate links का उपयोग करते समय आपसे extra charge नहीं किया जाता
  • Affiliate income हमें scheme information के free access को maintain करने में help करती है
  • Specific affiliate links हर article पर individually marked नहीं हो सकते; यह disclosure सभी affiliate relationships को cover करता है

15. Government Disclaimer

दिल्ली योजना (delhiyojana.com) एक independent, privately-operated informational website है। हम निम्नलिखित important disclaimers provide करते हैं:

15.1 कोई सरकारी संबद्धता नहीं

  • हम किसी भी government department, ministry, या official body से affiliated, endorsed, या connected NOT हैं
  • हम किसी भी scheme या government program के लिए official source NOT हैं
  • हमारी website किसी government entity का प्रतिनिधित्व नहीं करती

15.2 Information Source

  • सभी scheme information publicly available government sources, official websites, press releases, और notifications से collected की जाती है
  • हम accurate और updated information present करने का प्रयास करते हैं
  • हालांकि, हम 100% accuracy या completeness की guarantee नहीं दे सकते

15.3 हमेशा Official Sources से Verify करें

Final decisions, applications, या किसी भी official action के लिए, हमेशा:

  • Official government websites पर visit करें
  • Relevant government departments से directly contact करें
  • Authorized government representatives से consult करें
  • Clarification के लिए nearest government office पर visit करें

15.4 Official Logos और Images का उपयोग

जब हम articles में official government logos, images, या scheme branding का उपयोग करते हैं, यह purely informational और identification purposes के लिए है। हम ऐसी intellectual property के ownership का दावा नहीं करते।

16. Financial Information Disclaimer

हमारी website financial schemes, loans, insurance products, और related services के बारे में information provide करती है। कृपया note करें:

  • हम registered financial advisor, banker, या insurance agent NOT हैं
  • Provided information केवल general educational purposes के लिए है
  • इसे professional financial, tax, या legal advice NOT माना जाना चाहिए
  • Financial decisions लेने से पहले हमेशा qualified financial advisors से consult करें
  • Loan amounts, interest rates, eligibility criteria, और terms respective financial institutions द्वारा change के अधीन हैं
  • हम हमारी website की information के आधार पर हुए किसी भी financial losses के लिए responsible नहीं हैं
  • Affiliate-linked financial products की अपनी terms, conditions, और risks हैं

17. Information Accuracy Disclaimer

जबकि हम information accuracy सुनिश्चित करने का हर प्रयास करते हैं:

  • Government schemes, policies, eligibility criteria, और procedures अक्सर बदलती हैं
  • हमारी content publish होने के बाद official notifications जारी हो सकती हैं
  • हिंदी और English के बीच translation में minor variations हो सकती हैं
  • Application processes location और specific circumstances के आधार पर vary कर सकती हैं
  • Required documents individual cases के लिए different हो सकते हैं
  • Mentioned processing times approximations हैं
STRONG RECOMMENDATION: हम STRONGLY RECOMMEND करते हैं कि कोई भी action लेने या decisions बनाने से पहले OFFICIAL GOVERNMENT SOURCES से सभी information VERIFY की जाए।

हम इनके लिए liable नहीं हैं:

  • Outdated information जो अभी तक update नहीं हुई है
  • Third-party data में errors जिन पर हम rely करते हैं
  • हमारी content के आधार पर लिए गए user actions
  • Application rejections या delays
  • Missed deadlines या opportunities

18. Limitation of Liability (दायित्व की सीमा)

Applicable law द्वारा अनुमत maximum extent तक:

दिल्ली योजना, इसके operator विकास शर्मा, employees, contributors, affiliates, और partners इनके लिए liable NOT होंगे:

  • कोई direct, indirect, incidental, consequential, या punitive damages
  • Profits, revenue, data, या business opportunities का loss
  • Content में errors, omissions, या inaccuracies
  • Service interruptions, technical failures, या website downtime
  • Third-party actions, services, या products
  • Website information पर user reliance
  • हमारी content के आधार पर लिए गए decisions
  • हमारे security measures के बावजूद आपके data तक unauthorized access
  • अन्य websites के external links से उत्पन्न issues
  • हमारी website का उपयोग करने के indirect consequences

हमारी total liability, यदि कोई हो, Indian law द्वारा permitted maximum extent तक limited होगी।

यह limitation इन सब के बावजूद apply होती है:

  • Action का cause (contract, tort, negligence, आदि)
  • क्या हमें damages की possibility के बारे में advised किया गया था
  • किसी limited remedy की success

19. Grievance Officer (शिकायत अधिकारी)

Information Technology Rules 2021 और Digital Personal Data Protection Act 2023 के अनुपालन में, हमने data protection, content issues, और policy violations से संबंधित concerns को address करने के लिए एक Grievance Officer designated किया है।

Grievance Officer विवरण:

नाम: विकास शर्मा
Email: Support@delhiyojana.com
पता: Dwarka Sector 16B, Near Pipal Chowk, Delhi – 110078, India
Response Time: हम 24-48 घंटों के भीतर complaints acknowledge करेंगे और 30 दिनों के भीतर resolution provide करेंगे

Addressed किए जाने वाले Grievances के प्रकार:

  • Privacy violations या data misuse concerns
  • Data access, correction, या deletion के लिए requests
  • Content से related complaints
  • Copyright या intellectual property issues
  • Inappropriate user-generated content
  • Affiliate link concerns
  • General policy violations

Grievance File कैसे करें:

Support@delhiyojana.com पर detailed email भेजें:

  • Subject line में clearly “Grievance” indicate करते हुए
  • आपका पूरा नाम और contact details
  • Issue का detailed description
  • Relevant evidence या screenshots
  • आपकी desired resolution

20. इस Privacy Policy में Changes

हम इन्हें reflect करने के लिए किसी भी समय इस Privacy Policy को update, modify, या revise करने का अधिकार सुरक्षित रखते हैं:

  • हमारी practices या services में changes
  • नई legal या regulatory requirements
  • Technology और security improvements
  • User feedback और suggestions

Changes की Notification:

  • Significant changes इनके माध्यम से notified होंगे:
    • हमारे homepage पर prominent notice
    • इस policy के top पर updated “Last Updated” date
    • Newsletter subscribers को email notifications (जब applicable हो)
    • WhatsApp और Telegram channel announcements
  • Minor changes specific notification के बिना किए जा सकते हैं

आपकी Responsibility:

  • इस Privacy Policy को periodically review करें
  • Changes के बाद हमारी website का continued use acceptance constitutes करता है
  • यदि आप changes से disagree करते हैं, website का उपयोग discontinue करें

21. संपर्क जानकारी

हमसे संपर्क करें

Primary Contact:
Email: sharmablogs1111@gmail.com
Website: https://delhiyojana.com

Grievances और Data Protection के लिए:
Email: Support@delhiyojana.com

Mailing Address:
विकास शर्मा
Delhi Yojana
Dwarka Sector 16B
Near Pipal Chowk
Delhi – 110078, India

Response Time:

  • General queries: Business days में 48 घंटों के भीतर
  • Privacy-related requests: 30 दिनों के भीतर
  • Grievances: 24-48 घंटों के भीतर acknowledged

22. Governing Law और Jurisdiction

यह Privacy Policy भारत के कानूनों द्वारा governed और construed है, conflict of law principles के regard के बिना।

इस Privacy Policy या हमारी website के उपयोग से या इसके connection में उत्पन्न होने वाले किसी भी disputes दिल्ली, India में located courts के exclusive jurisdiction के अधीन होंगे।

अन्य देशों के Users acknowledge करते हैं कि:

  • वे Indian courts के jurisdiction के अधीन submitting कर रहे हैं
  • Indian laws disputes पर apply होते हैं
  • Local laws भी additional rights provide कर सकते हैं

23. Severability (पृथक्करण)

यदि इस Privacy Policy का कोई भी provision competent jurisdiction के court द्वारा unenforceable या invalid पाया जाता है:

  • उस specific provision को minimum extent necessary तक limited या eliminated किया जाएगा
  • शेष provisions full force और effect में रहेंगे
  • Policy whole as a valid और enforceable continues रहेगी

24. Acknowledgment और Acceptance

delhiyojana.com का उपयोग करके, आप acknowledge करते हैं कि:

  • आपने इस पूरी Privacy Policy को पढ़ा है
  • आप यहां वर्णित practices को समझते हैं
  • आप इस Privacy Policy की terms से bound होने के लिए सहमत हैं
  • आप वर्णित अनुसार information के collection, use, और disclosure के लिए consent देते हैं
  • आप कम से कम 13 वर्ष के हैं (या certain features के लिए 18 वर्ष)
  • आप सभी applicable laws के अनुसार हमारी website का उपयोग करेंगे
Final Notice: यदि आप इस Privacy Policy के किसी भी हिस्से से सहमत नहीं हैं, तो कृपया हमारी website का उपयोग तुरंत बंद कर दें।

अंतिम अपडेट: फरवरी 2026 | प्रभावी तिथि: फरवरी 2026
© 2026 दिल्ली योजना | सर्वाधिकार सुरक्षित
Operated by विकास शर्मा | दिल्ली, India

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